Managed Since 2008
Since we work with the largest payment processors in the U.S., we are able to write the most competitive pricing in the industry. However, a properly priced merchant account is more than just a "rate" so we take a comprehensive look at your entire business.
Pricing is based on a combination of criteria including the types of cards you process, the way you process, the system you use to process, the size of your transactions, the number of your transactions, your industry type and more.
We customize pricing based on these items and the processor that will best fit your business and all pricing and applications must be approved by the underwriting department of that processor.
All processors charge a percentage rate and transaction fees on every transaction that is processed. There are several ways to price an account including tiered pricing, cost plus pricing, flat rate pricing and bill-back.
This is where we shine. We negotiate rates and fees with the processors and bid them against each other to bring you the most competitive pricing.
Most processors have a monthly fee. This generally includes your monthly statement but may also include robust reporting, a virtual terminal, mobile payments or other beneficial products and services.
Most processors charge an annual fee. Some annual fees are just to cover PCI Compliance while others may be an annual fee for having an account, depending on the processor.
Interchange is the cost of each card type, to the processor. Interchange fees are not negotiable and every processor pays the same for them. The processors markup over interchange is where your rates and transaction fees come from.
Pass-Through fees are additional fees, charged by the card brands (MC/V/Disc/Amex), that are passed through the processor, to the merchant, without markup.
WHICH SYSTEM IS BEST
FOR YOUR BUSINESS?
Whether you need a full point-of-sale system to run your business or just a way to take a payment on the go, we have the right system for you.
Clover photos, equipment, trademark and logo are owned by Clover Network, Inc., owned by First Data Merchant Services, LLC
Allifide is an agent office for multiple ISO's of the largest payment processors in the nation.
Every client is treated as if they are our only client. We personally support and manage every account.
HIGH & LOW RISK
We support both high and low risk business types and have payment processing relationships for both.
HARDWARE & SOFTWARE
We have several hardware and software partnerships to support virtually all business types.
We negotiate the most competitive rates in the industry and fight to keep them there.
We have products and services to grow your revenue and retain your customers for years.